retiring_-_words_of_wisdom
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| + | Words of wisdom from UMass Amherst librarians: | ||
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| + | Firstly, my advice is: don't retire. Find something else to do that is important to you. Doesn't have to be for pay unless you need the money. But keep working. Keep learning. | ||
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| + | Tips for navigating personnel matters | ||
| + | 1. If you have TIAA-Cref from more than one institution, note that UMass will not sign your paperwork if the other institution's is attached. Has to be completely separate package. | ||
| + | 2. If you want to keep your UMass email account, you have to respond within 30(?) days to a query that came in my case about 6 weeks after I retired. Then you re-register every 2 years. | ||
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| + | The best person to speak with for a particular matter | ||
| + | 1.Talk to Kelly Pleasant about UMass retirement matters. With your spouse/partner in tow if you have one. | ||
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| + | Articles/books you recommend | ||
| + | How to retire happy by Stan Hinden | ||
| + | Die broke by Stephen Pollan | ||
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| + | Lifestyle adjustment | ||
| + | 1. Even if you are retiring shortly, SAVE money. Use TIAA-Cref. People who rely on living on their pension are going to be very poor if they live long. Inflation will eat up your pension. | ||
| + | 2. I think those with a spouse or partner have the hardest time. My husband retired before I did. I found it very helpful to "interview" women who were in this position for what helped. | ||
| + | 3. Lots and lots of talking between you and your spouse about housework/maintenance priorities, dreams. | ||
| + | 4. We found it helpful to "take turns" about selecting vacations instead of having to agree. | ||
| + | 5. We have always found it helpful that each of us gets an "allowance" that we can spend as we choose and not have to account for to our partner. | ||
| + | 6. Start thinking about (and remedying) accessibility issues in your home, or moving to a more sensible house for elders. | ||
| + | 7. Get long term care insurance asap, if you don't have it. Medicare doesn't pay for nursing homes except in short term cases. | ||
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retiring_-_words_of_wisdom.txt ยท Last modified: 2019/01/07 17:21 (external edit)
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